Our Services

The key pieces of a sound financial plan.

All of our plans include a comprehensive evaluation and analysis, and recommendations in

one or more of the following areas:

 

  • Estate planning. Estate taxes can significantly shrink the size of your estate. Proper planning is critical to help minimize estate settlement costs and provide a comfortable living for your family. We provide advice on issues including property ownership, distribution strategies, estate tax reduction and tax payment techniques.

 

  • Retirement planning. With retirement often lasting for 20 years or more, many of our clients are concerned about outliving their savings. To avoid a savings shortfall, it is critical to spend time now to help ensure that you will have the capital to afford the retirement lifestyle you desire. We’ll help you choose the appropriate techniques to accumulate wealth for retirement income and offer sound alternatives for asset allocation and income distribution following retirement.

 

  • Investment planning. In today’s economic environment, obtaining investment information is easy; choosing the investments that are right for you is much more difficult. We assist you in identifying your investment objectives, evaluating your risk tolerance, analyzing your current portfolio, developing an appropriate asset allocation strategy and recommending various alternatives tailored to help meet your individual needs and goals.

 

  • Business owner planning. If you are a business owner, we help you to decide whether to keep or sell your interest at death, disability or retirement. Whatever your decision, we help assist you in retaining its value for you and your family. We will also evaluate the tax consequences of your options and help you reduce their impact at the time of transfer.