Our Services

The key pieces of a sound financial plan.

All of our plans include a comprehensive evaluation and analysis, and recommendations in

one or more of the following areas:

• Estate planning. Estate taxes can significantly shrink the size of your estate. Proper planning is critical to help minimize estate settlement costs and contributes towards providing for a comfortable living for your family, in your absence. We provide advice on issues including property ownership, distribution strategies, estate tax reduction and tax payment techniques.

• Retirement planning. With retirement often lasting for 20 years or more, many of our clients are concerned about outliving their savings. To avoid a savings shortfall, it is critical to spend time now to help towards ensuring that you will have the capital to afford the retirement lifestyle you desire. We’ll help you choose the most suitable techniques to help you towards accumulating wealth for retirement income and offer sound alternatives for asset allocation and income distribution following retirement.

• Investment planning. In today’s economic environment, obtaining investment information is easy; choosing the investments that are right for you is much more difficult. We assist you in identifying your investment objectives, evaluating your risk tolerance, analyzing your current portfolio, developing an appropriate asset allocation strategy and recommending various alternatives tailored to help meet your individual needs and goals.

^{*All investing involves risk including loss of principal. No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.} 

• Business owner planning. If you are a business owner, we can help you to determine which is your better option; to keep or sell your interest at death, disability or retirement. Whatever your decision, we help assist you in retaining its value for you and your family. We will also evaluate the tax consequences of your options and help focus on reducing their impact at the time of transfer.